How many banks are in Abuja?

There are over 25 commercial banks with physical branches across different areas of Abuja. Most major banks have multiple branches in key districts.

Which bank has the most branches in Abuja?

Access Bank and First Bank are currently among the top banks with the most branches across Abuja’s major and satellite districts.

Are all these banks reliable for mobile banking?

Yes, most listed banks have mobile apps and online platforms that support transfers, airtime top-ups, bill payments, and account management.

Can I open an account online with any of these banks?

Yes! Banks like GTBank, Access Bank, and Zenith offer online account opening with minimal documentation.

10 Commercial Banks In Abuja With The Best Branch Network

Abuja is home to several commercial banks, but not all of them have the same level of reach across the city. Whether you’re in Wuse, Gwarinpa, Kubwa, or Asokoro, knowing which banks are easily accessible can save you time and stress. In this guide, we list 10 commercial banks with the widest branch networks in Abuja, including where their branches are located.

10 Popular Commercial banks in Abuja

1. Access Bank

One of Nigeria’s biggest and most accessible banks, Access Bank has grown rapidly over the years and now has a strong presence in virtually every major district in Abuja.

Estimated Branches: 25+
Branch Areas: Wuse 2, Gwarinpa, Asokoro, Kubwa, Maitama, Central Area, Lugbe, Lokogoma,Garki
💡 Popular for its digital banking and numerous ATMs

👉 [View All Access Bank Branches in Abuja]

2. UBA (United Bank for Africa)

UBA is a household name in Nigeria and is known for its reliable customer service and widespread network.

Estimated Branches: 20+
Branch Areas: Wuse Market, Garki, Area 3, Jabi, Nyanya, Gwarinpa, Karu, Airport Road, Kubwa
💡 Also has strong online banking support

👉 [View All UBA Branches in Abuja]

3. Zenith Bank

Zenith Bank is often the go-to for businesses and professionals due to its corporate focus and strong security systems.

Estimated Branches: 18+
Branch Areas: Maitama, Wuse 2, Central Business District, Gwarinpa, Kubwa, Apo, Jabi,
💡 Great for corporate banking and savings accounts

👉 [View All Zenith Bank Branches in Abuja]

4. First Bank of Nigeria

As one of Nigeria’s oldest banks, First Bank has one of the most reliable and long-standing branch networks in Abuja.

Estimated Branches: 22+
Branch Areas: Garki, Wuse Zone 3, Jabi, Area 10, Utako, Lugbe, Karimo, Kubwa
💡 Strong presence in both urban and semi-urban areas

👉 [View All First Bank Branches in Abuja]

5. GTBank (Guaranty Trust Bank)

GTBank is popular among students, freelancers, and small businesses for its efficient mobile banking and fast service.

Estimated Branches: 15+
Branch Areas: Wuse 2, Gwarinpa, Asokoro, Apo, Lokogoma, Dawaki, Karu, Kubwa, Garki
💡 Known for user-friendly apps and fast queue systems

👉 [View All GTBank Branches in Abuja]

6. Fidelity Bank

Fidelity has steadily expanded its footprint in Abuja, making it a convenient option for personal and SME banking.

Estimated Branches: 13+
Branch Areas: Garki, Nyanya, Jabi, Utako, Mararaba, Gwarinpa, Bwari, Kubwa, CBD, Maitama, Wuse
💡 Competitive for savings accounts and SME loans

👉 [View All Fidelity Bank Branches in Abuja]

7. Union Bank

One of the oldest banks in Nigeria, Union Bank offers stability and reach in strategic locations around Abuja.

Estimated Branches: 12+
Branch Areas: Wuse, Asokoro, Garki, Kubwa, Lugbe, Apo, Dutse
💡 Respected for heritage banking and business solutions

👉 [View All Union Bank Branches in Abuja]

8. Stanbic IBTC Bank

Known for combining banking with investment services, Stanbic IBTC maintains a presence in the city’s business and upscale areas.

Estimated Branches: 10+
Branch Areas: Central Area, Maitama, Wuse, Asokoro, Jabi
💡 Ideal for investment-savvy users and corporate accounts

👉 [View All Stanbic IBTC Branches in Abuja]

9. Polaris Bank

Previously known as Skye Bank, Polaris Bank is rebuilding its network with solid services and decent coverage in Abuja.

Estimated Branches: 9+
Branch Areas: Garki, Kubwa, Mararaba, Wuse, Utako, Nyanya, Life Camp, Garki,
💡 Offers simple, no-frills banking services

👉 [View All Polaris Bank Branches in Abuja]

10. Ecobank

With a strong West African footprint, Ecobank offers cross-border solutions and maintains a fair presence in Abuja.

Estimated Branches: 8+
Branch Areas: Wuse 2, Garki, Jabi, Lokogoma, Apo
💡 Great for diaspora banking and multi-currency accounts

👉 [View All Ecobank Branches in Abuja]

Frequently Asked Questions (FAQ)

How many banks are in Abuja?

There are over 25 commercial banks with physical branches across different areas of Abuja. Most major banks have multiple branches in key districts.
Which bank has the most branches in Abuja?

Access Bank and First Bank are currently among the top banks with the most branches across Abuja’s major and satellite districts.
Are all these banks reliable for mobile banking?

Yes, most listed banks have mobile apps and online platforms that support transfers, airtime top-ups, bill payments, and account management.
Can I open an account online with any of these banks?

Yes! Banks like GTBank, Access Bank, and Zenith offer online account opening with minimal documentation.

Conclusion

Finding a reliable bank in Abuja shouldn’t be a guessing game. Whether you’re running a business, managing a household, or just need everyday banking convenience, these 10 commercial banks offer the widest coverage across the city. From Garki to Gwarinpa and everywhere in between, you’re likely just a few minutes away from a branch that suits your needs.

So next time you’re searching for an ATM or need to walk into a branch, refer to this list and choose a bank that’s always within reach. And don’t forget to check the “View All Branches” links to see which location is closest to you!